--- title: Blog --- - [tel:423-362-4166](tel:423-362-4166) ### 423-362-4166 ![Cropped Blank Background-1](https://blog.valorbrokers.com/hubfs/Cropped%20Blank%20Background-1.png) - [About Us](https://valorbrokers.com/about) - What we do - [Personal Insurance](https://valorbrokers.com/personal-insurance) - [Commercial Insurance](https://valorbrokers.com/commercial-insurance) - [Get A Bond](https://aminsgroup.propeller.insure/axelerator-public/) - Get Coverage Now - [Request A Proposal](https://valorbrokers.com/proposalrequest) - [Get A Bond - Buy Now](https://aminsgroup.propeller.insure/axelerator-public/) - [About](https://www.theamericaninsurancegroup.com/about) - Insurance - [Personal Insurance](https://www.theamericaninsurancegroup.com/landing/personal-insurance) - [Commercial Insurance](https://www.theamericaninsurancegroup.com/commercial-insurance) - [FAQs](https://www.theamericaninsurancegroup.com/?page_id=21) - [Blog](https://www.theamericaninsurancegroup.com/blog) - [Contact Us](https://www.theamericaninsurancegroup.com/contact) - [Request a Quote](https://www.theamericaninsurancegroup.com/request-a-quote) # Blog [![](https://www.theamericaninsurancegroup.com/hubfs/daniel-gregoire-Vx50CqTgYjI-unsplash.jpg)](https://blog.valorbrokers.com/the-insurance-market-is-becoming-tougher-by-the-day) ## [The insurance market is becoming tougher by the day](https://blog.valorbrokers.com/the-insurance-market-is-becoming-tougher-by-the-day) By [Jack Smith](https://blog.valorbrokers.com/author/jack-smith) | July 10, 2023 | 0 Comments [More](https://blog.valorbrokers.com/the-insurance-market-is-becoming-tougher-by-the-day) [![](https://blog.valorbrokers.com/hs-fs/hubfs/Team.png?width=708&name=Team.png)](https://blog.valorbrokers.com/insurance-is-all-about-the-cost...-until-it-isnt) ## [Insurance is All About the Cost... until it isn't](https://blog.valorbrokers.com/insurance-is-all-about-the-cost...-until-it-isnt) By [Jack Smith](https://blog.valorbrokers.com/author/jack-smith) | December 8, 2022 | 0 Comments Does anyone like the weight of monthly/yearly insurance payments? For most people, that would be a no. The burden of constantly taking money from your pocket is annoying. It’s frustrating that the... [More](https://blog.valorbrokers.com/insurance-is-all-about-the-cost...-until-it-isnt) ## [Inflation, Insurance Rates - Things Impacting Your 2022](https://blog.valorbrokers.com/inflation-insurance-rates-things-impacting-your-2022) By [Jack Smith](https://blog.valorbrokers.com/author/jack-smith) | February 18, 2022 | 0 Comments Let’s start with the obvious: inflation isn’t transitory, and it isn’t just a buzzword; it is making its presence felt across the country. Before we address how the current landscape of the country... [More](https://blog.valorbrokers.com/inflation-insurance-rates-things-impacting-your-2022) [![](https://blog.valorbrokers.com/hs-fs/hubfs/Chattanooga.png?width=708&name=Chattanooga.png)](https://blog.valorbrokers.com/moving-to-chattanooga-tn-10-tips-that-give-your-move-an-advantage) ## [Moving to Chattanooga TN: 10 Tips That Give Your Move An Advantage](https://blog.valorbrokers.com/moving-to-chattanooga-tn-10-tips-that-give-your-move-an-advantage) By [Keith Rocha](https://blog.valorbrokers.com/author/keith-rocha) | August 27, 2021 | 0 Comments If you’re thinking about moving to Chattanooga you know this city is drop-dead gorgeous. If cities could enter beauty pageants Chattanooga would win the crown every time. It’s the only city to have... [More](https://blog.valorbrokers.com/moving-to-chattanooga-tn-10-tips-that-give-your-move-an-advantage) [![](https://blog.valorbrokers.com/hs-fs/hubfs/Greater%20Than.png?width=708&name=Greater%20Than.png)](https://blog.valorbrokers.com/greaterthan) ## [Three Ways We're Different](https://blog.valorbrokers.com/greaterthan) By [Jack Smith](https://blog.valorbrokers.com/author/jack-smith) | June 4, 2021 | 0 Comments [More](https://blog.valorbrokers.com/greaterthan) [![Cyber](https://blog.valorbrokers.com/hs-fs/hubfs/Stock%20images/Modern%20cyber%20woman%20with%20matrix%20eye%20concept.jpeg?width=708&name=Modern%20cyber%20woman%20with%20matrix%20eye%20concept.jpeg)](https://blog.valorbrokers.com/another-invisible-enemy-to-your-business-cyber) ## [Another Invisible Enemy to Your Business - Cyber](https://blog.valorbrokers.com/another-invisible-enemy-to-your-business-cyber) By [Jack Smith](https://blog.valorbrokers.com/author/jack-smith) | April 16, 2020 | 0 Comments The human corona-virus has been very damaging for most everyone. From small businesses, to individuals, to the largest of corporations, we’ve all been shaken. Let’s hope that we are nearing a... [More](https://blog.valorbrokers.com/another-invisible-enemy-to-your-business-cyber) [![Small Business](https://blog.valorbrokers.com/hs-fs/hubfs/cubedweller-1024x683.jpg?width=708&name=cubedweller-1024x683.jpg)](https://blog.valorbrokers.com/grant-available-to-small-businesses-save-small-business-fund) ## [Grant Available to Small Businesses: Save Small Business Fund](https://blog.valorbrokers.com/grant-available-to-small-businesses-save-small-business-fund) By [Jack Smith](https://blog.valorbrokers.com/author/jack-smith) | April 16, 2020 | 0 Comments The US Chamber of Commerce Foundation recently launched another grant program; visit the website here. The grant, if awarded, is $5,000. The requirements seem very straight-forward: [More](https://blog.valorbrokers.com/grant-available-to-small-businesses-save-small-business-fund) [![Life Insurance](https://www.theamericaninsurancegroup.com/wp-content/uploads/2016/03/post-cover-image.jpg)](https://blog.valorbrokers.com/three-reasons-employer-paid-life-insurance-is-dangerous) ## [3 Reasons Employer Paid Life Insurance is Dangerous](https://blog.valorbrokers.com/three-reasons-employer-paid-life-insurance-is-dangerous) By [Keith Rocha](https://blog.valorbrokers.com/author/keith-rocha) | March 25, 2020 | 0 Comments Do you have a life insurance policy through your employer? If so, you might be at more risk than you'd think. Relying on an employer-paid policy can be risky. Everyone needs to own a life insurance... [More](https://blog.valorbrokers.com/three-reasons-employer-paid-life-insurance-is-dangerous) [![Broken House](https://blog.valorbrokers.com/hs-fs/hubfs/Broken-House.jpg?width=708&name=Broken-House.jpg)](https://blog.valorbrokers.com/three-insurance-mistakes-real-estate-investors-make) ## [3 Insurance Mistakes Real Estate Investors Make](https://blog.valorbrokers.com/three-insurance-mistakes-real-estate-investors-make) By [Jack Smith](https://blog.valorbrokers.com/author/jack-smith) | March 23, 2020 | 0 Comments Investing is the pursuit of building profits. Buying a single-family, duplex, triplex, quadplex, apartment complex, commercial building, or storage facility is a great first step, but what’s next? ... [More](https://blog.valorbrokers.com/three-insurance-mistakes-real-estate-investors-make) [![Car Accident](https://blog.valorbrokers.com/hs-fs/hubfs/Car%20Accident.jpg?width=708&name=Car%20Accident.jpg)](https://blog.valorbrokers.com/should-i-check-an-employees-driving-record-before-hiring) ## [Should I Check an Employee’s Driving Record Before Hiring?](https://blog.valorbrokers.com/should-i-check-an-employees-driving-record-before-hiring) By [Jack Smith](https://blog.valorbrokers.com/author/jack-smith) | March 23, 2020 | 0 Comments ALWAYS! THE ANSWER IS YES! ALWAYS CHECK A DRIVING RECORD BEFORE HIRING! [More](https://blog.valorbrokers.com/should-i-check-an-employees-driving-record-before-hiring) - 1 - [2](https://blog.valorbrokers.com/page/2) - [Next »](https://blog.valorbrokers.com/page/2) ## RECENT POSTS ### ARCHIVES - [March 2020 (8)](https://blog.valorbrokers.com/archive/2020/03) - [April 2020 (2)](https://blog.valorbrokers.com/archive/2020/04) - [June 2021 (1)](https://blog.valorbrokers.com/archive/2021/06) - [August 2021 (1)](https://blog.valorbrokers.com/archive/2021/08) - [February 2022 (1)](https://blog.valorbrokers.com/archive/2022/02) ### CATEGORIES - [Business Insurance (5)](https://blog.valorbrokers.com/tag/business-insurance) - [auto insurance (4)](https://blog.valorbrokers.com/tag/auto-insurance) - [COVID-19 (3)](https://blog.valorbrokers.com/tag/covid-19) - [Real Estate Investor (3)](https://blog.valorbrokers.com/tag/real-estate-investor) - [independent agent (3)](https://blog.valorbrokers.com/tag/independent-agent) - [Dwelling Fire (2)](https://blog.valorbrokers.com/tag/dwelling-fire) - [Inflation (2)](https://blog.valorbrokers.com/tag/inflation) - [Landlord (2)](https://blog.valorbrokers.com/tag/landlord) - [Life Insurance (2)](https://blog.valorbrokers.com/tag/life-insurance) - [Rates (2)](https://blog.valorbrokers.com/tag/rates) - [accident (2)](https://blog.valorbrokers.com/tag/accident) - [claims (2)](https://blog.valorbrokers.com/tag/claims) - [taxes (2)](https://blog.valorbrokers.com/tag/taxes) - [Business Interruption (1)](https://blog.valorbrokers.com/tag/business-interruption) - [Cyber Insurance (1)](https://blog.valorbrokers.com/tag/cyber-insurance) - [IRS (1)](https://blog.valorbrokers.com/tag/irs) - [Investor Lunch (1)](https://blog.valorbrokers.com/tag/investor-lunch) - [MVR (1)](https://blog.valorbrokers.com/tag/mvr) - [home insurance (1)](https://blog.valorbrokers.com/tag/home-insurance) ### BUSINESS HOURS Monday – Friday, 8:30 am – 5:00 pm. ### COVERAGE DISCLAIMER Please note no coverage will be assumed bound or covered without written or verbal confirmation from a licensed agent of The American Insurance Group, LLC dba Valor Insurance Brokers [Terms of Use](https://www.theamericaninsurancegroup.com/terms-of-use) [Contact](https://www.theamericaninsurancegroup.com/contact) ### CONTACT INFORMATION Address: 620 Cherokee Boulevard, Suite 100 Chattanooga, TN 37405 Phone: [423-362-4166](tel:423-362-4166) © 2023 The American Insurance Group, LLC dba Valor Insurance Brokers. 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